When asked where they would turn if they needed $1,000 in cash fast, only34 percent of Americans would look to their savings accounts for the money, according to a recent online poll by the National Foundation for Credit Counseling. The other 64 percent would be forced to go elsewhere, from taking out a loan to borrowing from a family member. In a study released in June, Bankrate reported that only 24 percent of the nation has access to six-months of emergency savings, the majority of whom come from high-income households. In contrast, corporations today are sitting on close to $1.12 trillion in cash, a 59 percent increase from 2008.
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